March 2020 Net Worth Update and MCR FIRE meet up change of venue (now online)

Well that was painful, unexpected and, new word of the year ‘unprecedented‘! Such a lot has happened in the last 10 days / 2 weeks hasn’t it? I am getting used to the new normal; working at home, the joys of virtual pub quizzes, having Zoom family gatherings and missing my daily cycle. Am aContinue reading “March 2020 Net Worth Update and MCR FIRE meet up change of venue (now online)”

MCR FIRE Meet up February 2020

First MCR FIRE Meet up of the new decade! 21st February 2020 from 6pm, informal presentations from 7.15pm. ‘The Salutation’ was a hit in November so we are heading back. Something a little different this meet up – as well as the usual informal evening with the opportunity to meet like minded FIRE chasers, itContinue reading “MCR FIRE Meet up February 2020”

2019 Year in Review / 2020 Goals

Have really enjoyed other blogger’s year in reviews and goal setting for 2020, am a bit late to this party and have changed my mind on goals for 2020, slimming them down and trying to be more focused. Here goes! 2019 was a good year financially, with significant, for me at least, improvements to myContinue reading “2019 Year in Review / 2020 Goals”

December 2019 Net Worth Update

A great month to finish the year, a significant increase in this month, however a good bit of this was due an accounting error, an omission of a cash account. It also included as last month another £1,000 of my cash used for home improvements. This month’s net worth, 2.6% £3,033 Actions from last month ReduceContinue reading “December 2019 Net Worth Update”

MCR FIRE meet up #3 29th November 2019

MCR FIRE meet up #3 Venue = 10/10 – a lovely relaxed venue – food and real ales available Atmosphere and conversation = 10/10 Fire fans = 10, 6 fans from September meet up Pints of cider = 2 A great night on Friday 29/11 at the Salutation Pub for the 3rd MCR FIRE MeetContinue reading “MCR FIRE meet up #3 29th November 2019”

November 2019 Net Worth Update

At last a month where net worth is worth reporting! And I had to use £1,000 of my cash for home improvements. This month’s net worth, 0.72% £1,082 Actions from last month Get someone in to do a high level quote on converting our cellar into a small apartment, then done a ROI / factor intoContinue reading “November 2019 Net Worth Update”

The Light Bulb Moment

Knowing the path is different from walking the path Knowing other people are planning on retiring early or have done so is different from knowing you can do it. There is a process of awareness raising, understanding the concept, internalising it, having a mental shift and then thinking that’s me that is, I can andContinue reading “The Light Bulb Moment”

October 2019 Net Worth Update

Another lame month for net worth increase despite keeping up my 38% of gros income savings rate. We just have to keep reminding ourselves that we are in it for the long haul. this month my net worth increase is… basically 0! £62 Actions from last month Investigate the DC part of my pension and doContinue reading “October 2019 Net Worth Update”

Top 5 important truths I have to unlearn

I love Maven Money podcast though I know Andy Hart, the presenter can be a bit Marmite. I have been inspired by episode 123 ‘Top 10 Important Truths We Have Had To Unlearn with John Ndege‘. It has made me reflect and write about the received wisdom or unchallenged assumptions I have taken as ‘truths’Continue reading “Top 5 important truths I have to unlearn”