November 2019 Net Worth Update

At last a month where net worth is worth reporting! And I had to use £1,000 of my cash for home improvements. This month’s net worth, 0.72% £1,082 Actions from last month Get someone in to do a high level quote on converting our cellar into a small apartment, then done a ROI / factor intoContinue reading “November 2019 Net Worth Update”

The Light Bulb Moment

Knowing the path is different from walking the path Knowing other people are planning on retiring early or have done so is different from knowing you can do it. There is a process of awareness raising, understanding the concept, internalising it, having a mental shift and then thinking that’s me that is, I can andContinue reading “The Light Bulb Moment”

October 2019 Net Worth Update

Another lame month for net worth increase despite keeping up my 38% of gros income savings rate. We just have to keep reminding ourselves that we are in it for the long haul. this month my net worth increase is… basically 0! £62 Actions from last month Investigate the DC part of my pension and doContinue reading “October 2019 Net Worth Update”

Top 5 important truths I have to unlearn

I love Maven Money podcast though I know Andy Hart, the presenter can be a bit Marmite. I have been inspired by episode 123 ‘Top 10 Important Truths We Have Had To Unlearn with John Ndege‘. It has made me reflect and write about the received wisdom or unchallenged assumptions I have taken as ‘truths’Continue reading “Top 5 important truths I have to unlearn”

September 2019 Update

One more month of squirreling, and what has it brought? Not as much as last month even though my savings rate is the same.   My net work increased by… 0.43% £492 Nothing did very well this month, however one silver lining was I received my annual statement from my DB pension. I googled the transfer valueContinue reading “September 2019 Update”

MCR FIRE meet up 27th September 2019

My 1st and and Manchester’s 2nd! Venue 7/10 – J said it was too noisy Atmosphere and conversation = 10/10 Fire fans = around 15 Pints of cider = 2 A great night last Friday at Rain Bar Manchester for my first meet up with other FIRE chasers. Some venue issues, it was noisy, theyContinue reading “MCR FIRE meet up 27th September 2019”