Notes on net worth
- I calculate at the end of each month for the month just gone
- I do not include the value of my home (which is mortgage free)
- Some of the squirreled pots are not included e.g. my Xmas and birthday pot and my holiday pot. But a small pot I am using to save for some new windows is included.
- My DB pension value is estimated, I use the lower estimate provided and report separately
- This is my personal net worth and my portion (50%) of joint assets with my partner
- This is my baseline for net worth which I’ll update annually